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TNNurse

(7,560 posts)
Sun Jun 21, 2026, 06:31 PM 23 hrs ago

I am going to start

but this is going to take awhile and I will need to update.

I am 76, my sister is 82. She is a retired professor of English specializing in Southern Literature. She has lived alone her adult life. She has never been more physically active than normal daily life. When she retired she moved to be close to my husband and me. We have a brother but he lives on Vancouver Island and has some health issues. We live in East TN.

Several months ago, I became aware that she was not paying her bills, not even opening her mail. I was already POA so I plowed through piles of paperwork to learn her finances. It was a lot. Put many bills on autopay and then learned about insurance and investments.

I took her car keys and she did not complain. I sent my POA paperwork everywhere needed.

I now pay her bills, monitor her investments and worry. I will say, she is financially secure. I do not worry about money.

Money has lost its meaning to her. She is content for me to handle everything.

On Memorial Day, she fell and broke her hip. She went to rehab and is now in assisted living they were generous to accept her, she is not independent enough. She has a caregiver who has been helping and will continue.

I sign paperwork, I make decisions. I am managing her life as well as that of my husband and mine.

This is a lot of work. I recommend people learn about someone's life before they are required to learn it quickly.

I jokingly said I would become a consultant. I could teach people what they need to know and do. I would charge $1000/ hr for this.

I now have to make sure her house and belongings are secure. It is something new every day.

stay tuned there will be updates. Thanks for listening.

37 replies = new reply since forum marked as read
Highlight: NoneDon't highlight anything 5 newestHighlight 5 most recent replies
I am going to start (Original Post) TNNurse 23 hrs ago OP
You're a good sister malaise 23 hrs ago #1
Thanks, but there is no one else. TNNurse 23 hrs ago #2
I could tell you stories malaise 23 hrs ago #10
You are a real sister. I also helped my dear mom in older years and would do it again. Your post appalachiablue 1 hr ago #36
I second that emotion. yellow dahlia 23 hrs ago #3
Hey TNNurse, you're a good one to your loved ones. I hope that all turns out well, and wish all of you the best. SWBTATTReg 23 hrs ago #4
that is our job now HAB911 23 hrs ago #5
Yeah, I am the baby in the family. TNNurse 23 hrs ago #9
Our baby sister died first malaise 22 hrs ago #13
This message was self-deleted by its author ForgedCrank 23 hrs ago #6
Wonderful malaise 21 hrs ago #19
We are each other's best friend.... MiHale 23 hrs ago #7
I have been there stage left 23 hrs ago #8
Just to add I would take care of my sister without question, stage left 22 hrs ago #12
gentle hug 🫂 to you and your family. mwmisses4289 22 hrs ago #11
Hugs to you MerryBlooms 22 hrs ago #14
Oh, my, that is rough. TNNurse 21 hrs ago #21
Yeah, my sis that comes a couple times a week MerryBlooms 18 hrs ago #25
Thank you JMCKUSICK 22 hrs ago #15
peace PJMcK 22 hrs ago #16
Really just telling you this to let you know if you find yourself TNNurse 21 hrs ago #17
Good luck TNN BeneteauBum 21 hrs ago #18
Dear TNNurse I'm so sorry you are going through this FakeNoose 21 hrs ago #20
The big message here is that we old folks need to come to malaise 21 hrs ago #22
Yes absolutely FakeNoose 18 hrs ago #24
Hang in there. You're in our thoughts!.... paleotn 21 hrs ago #23
That is a lot of work. My sister does that in our family. applegrove 17 hrs ago #26
I am so sorry you are both having this experience. It sounds so difficult. My friend wrote a workbook to help mahina 15 hrs ago #27
Thanks for sharing that mahina TNNurse 10 hrs ago #28
You are a good person and sister. She is fortunate to have you in her life. Fla Dem 7 hrs ago #29
No one knows the burden of a POA. WmChris 6 hrs ago #30
You ARE a good sister. evolves 5 hrs ago #31
Good work Wild blueberry 5 hrs ago #32
Yeah. I had to take over my Moms Figarosmom 3 hrs ago #33
My sister did this for our Aunt. pfitz59 2 hrs ago #34
I'm sorry to hear of your difficulties & challenges. CrispyQ 2 hrs ago #35
Many of us are now doing things like this for our parents. Martin68 1 hr ago #37

TNNurse

(7,560 posts)
2. Thanks, but there is no one else.
Sun Jun 21, 2026, 06:54 PM
23 hrs ago

She and I did something similar for our mother, but there were two of us and that was 35 years ago. It is hard.
She has been a wonderful sister.

malaise

(299,470 posts)
10. I could tell you stories
Sun Jun 21, 2026, 07:17 PM
23 hrs ago

about parents and siblings dumped by family.
Those of us who really love and like our siblings and their kids understand commitment. It’s a lifelong approach.
On the other hand, I try hard not to judge because a lot of folks reap what they sowed.
You are a good sister.

appalachiablue

(44,283 posts)
36. You are a real sister. I also helped my dear mom in older years and would do it again. Your post
Mon Jun 22, 2026, 04:27 PM
1 hr ago

would be of interest to people in the Seniors Group. I can cross post it there, just let me know.

Thanks, all the best and stay well.

SWBTATTReg

(26,507 posts)
4. Hey TNNurse, you're a good one to your loved ones. I hope that all turns out well, and wish all of you the best.
Sun Jun 21, 2026, 06:57 PM
23 hrs ago

You're probably aware of this, but perhaps have someone lined up to take care of either of the two of you, should something (horrors) happen to either the two of you.

My best again, to you all. Being strong, being by yourselves, etc. is such a profound statement that 'HEY, I can stand do it'. So many of our elderly (including me, my folks, etc.) all wanted their independence until the absolute last second. Nothing wrong w/ that.

HAB911

(10,691 posts)
5. that is our job now
Sun Jun 21, 2026, 07:01 PM
23 hrs ago

I moved my brother from Roswell to "here" in 2012 and had to do exactly what you describe. I had him for three short years before he passed. My wife's sister passed three years ago in Texas without a will and we just closed on her house sale two weeks ago, long long story. It took me a long time to come to the realization that those of us that were always the youngest of the family are now all that is left, everyone has gone before. I'm there with you.

TNNurse

(7,560 posts)
9. Yeah, I am the baby in the family.
Sun Jun 21, 2026, 07:15 PM
23 hrs ago

Our father died at 50, our mother at 76 (my age). It is exhausting. It is also scary to be responsible for her money.

malaise

(299,470 posts)
13. Our baby sister died first
Sun Jun 21, 2026, 07:20 PM
22 hrs ago

She was 48. She would have been the only one under 70 today.

Response to TNNurse (Original post)

MiHale

(13,275 posts)
7. We are each other's best friend....
Sun Jun 21, 2026, 07:12 PM
23 hrs ago

Family or neighbors…. Gotta watch out for each other.

stage left

(3,380 posts)
8. I have been there
Sun Jun 21, 2026, 07:15 PM
23 hrs ago

and done that. It's not easy. First for my mother and then for my mother-in-law. I'm not the greatest with figures, but my husband was worse, and I managed. I wish you the best as you undertake this task.

stage left

(3,380 posts)
12. Just to add I would take care of my sister without question,
Sun Jun 21, 2026, 07:19 PM
22 hrs ago

But she is younger and has two fine devoted sons. I am fortunate to have my daughter here with me now that I'm a widow.

MerryBlooms

(12,558 posts)
14. Hugs to you
Sun Jun 21, 2026, 07:27 PM
22 hrs ago

I'm 63 in a couple days, I care for my soon to be 83 y/o sis.
Sis is not literate, so has always had a POA. I'm local for medical and bills, second POA is banking and yearly medical insurance.
Type 2 diabetic, onset dementia, kidney disease, etc... it's a lot to take on.
Plus, I do the yard, cooking, cleaning and 13hrs a week outside our home. Omgosh, shopping and pharmacies some weeks lol
I have one sister come in for 3hrs 2xs a week now.
It's still a lot.

Hang in there, hon! 🥰🥰🥰

TNNurse

(7,560 posts)
21. Oh, my, that is rough.
Sun Jun 21, 2026, 09:02 PM
21 hrs ago

So far, I have been fortunate enough that she agrees with what I can make happen. I

MerryBlooms

(12,558 posts)
25. Yeah, my sis that comes a couple times a week
Sun Jun 21, 2026, 11:54 PM
18 hrs ago

Her roommate called and tried to grill me
That was some crazy
Take care of your issues in your house!
The more I didn't feed into gossip, the more the gal prodded
I don't have time, gotta go, love you
Exit
Just put sis to bed after shot, food, etc... Who got time for that nonsense

Hang in there
Do what's right for you 🥰🥰🥰

Try to rest
I'm struggling in that department these days
Do not take your phone into your bedroom.
Put something soothing on if you're PTSD, like me.

Take care of you best you can
If you go down, everyone goes down.

TNNurse

(7,560 posts)
17. Really just telling you this to let you know if you find yourself
Sun Jun 21, 2026, 08:28 PM
21 hrs ago

in this position, it is best to know more from the start. I had to learn so much of what her expenses and assets were.

Also, we sold her car to her caregiver. When I cancelled her car insurance I learned that her premium for one year was almost $1000 more for one car, than ours was for three vehicles. Older people need someone to be involved...I was not paying attention to much.

BeneteauBum

(938 posts)
18. Good luck TNN
Sun Jun 21, 2026, 08:28 PM
21 hrs ago

As I’m in my mid seventies, I’ve planned a future to alleviate any burden on my family. My youngest has offered to be my caregiver if needed which I appreciate but hope to avoid.

I would hope that we boomers would have enough awareness to avoid interrupting the lives of our loved ones. Daunting to consider but I can’t just party for the next twenty five years….or more.

Peace ☮️

FakeNoose

(42,945 posts)
20. Dear TNNurse I'm so sorry you are going through this
Sun Jun 21, 2026, 08:31 PM
21 hrs ago

We had a similar situation in my family, except for the fact that I'm the oldest of 9. So there are siblings to share the burden in my family. I'm 75 (oldest) and my next sister in line was diagnosed with fronto-temporal dementia when she was only in her mid- 40's. Her husband divorced her and gave her the house but not the kids, so she was on her own. This happened about 30 years ago, and my #2 sister was unable to take care of herself. Finances weren't an issue because her ex-husband still paid her support (even though it wasn't legally required). Long story short, my #3 sister gave up her job and social life in Pittsburgh, moved to New Jersey, and became the fulltime caregiver for the #2 sister. The other sibs tried to help out of course, but my #3 sister took on a huge responsibility. She's the only saint in our family, and every family needs a saint. May God bless you and keep you strong and healthy.

malaise

(299,470 posts)
22. The big message here is that we old folks need to come to
Sun Jun 21, 2026, 09:06 PM
21 hrs ago

terms with the fact that we will reach a point where we can’t cope and need to organize the paperwork before that time comes.

FakeNoose

(42,945 posts)
24. Yes absolutely
Sun Jun 21, 2026, 11:23 PM
18 hrs ago

In the case of my #2 sister, her children were too young and the ex-husband walked away. So no one ever thinks it's going to happen to someone in their 40's. But it's always a tragedy at any age.

We think we have time to plan ahead....

paleotn

(23,043 posts)
23. Hang in there. You're in our thoughts!....
Sun Jun 21, 2026, 09:15 PM
21 hrs ago

East TN. My better half grew up in the Knoxville area. Farragut.

applegrove

(133,689 posts)
26. That is a lot of work. My sister does that in our family.
Mon Jun 22, 2026, 01:13 AM
17 hrs ago

Last edited Mon Jun 22, 2026, 02:35 PM - Edit history (1)

I quit work to be their cook, caregiver when they a few years after they moved from our old house and moved into assisted living. We had wonderful people as personal service workers so I was supported on all sides. We are very lucky to have my sister. I could not do what she does. My parents have both passed away and everything is taken care of so my sister can relax. Getting old is not fun but with great people in your life it goes more smoothly.

mahina

(20,821 posts)
27. I am so sorry you are both having this experience. It sounds so difficult. My friend wrote a workbook to help
Mon Jun 22, 2026, 03:01 AM
15 hrs ago

folks get ready for big changes in agency of our close people following loss of two years post her inlawsʻ passings. I hope you donʻt mind if I share here...Your experience is different as your sister is otherwise doing fine. Just in case it may help as many of the puzzling bits are the same though def to all.

Annette Kam, retired nurses at Kapi`olani Hospital (birthplace of President Obama,) wrote "Wait, Donʻt Die Yet."
https://annettekam.com

WmChris

(821 posts)
30. No one knows the burden of a POA.
Mon Jun 22, 2026, 11:54 AM
6 hrs ago

Until you're appointed to be one it seems simple. Once things get serious you find out how complicated the system is. You're going to be rewarded by knowing you were lucky enough to be of service to your sister in her time of need but it's real challenge fighting through all the layers of beurocracy. Many of us are in the same struggle trying to deal with aging relatives. She's a lucky lady to have you for a sister.

evolves

(5,889 posts)
31. You ARE a good sister.
Mon Jun 22, 2026, 12:39 PM
5 hrs ago

My brother and I did similar for our parents in the Memphis area for 8 years: he from East TN and me from Middle TN. It was tough, but felt like our last best gift to them.

Your sister is lucky to have you❤️

Wild blueberry

(8,414 posts)
32. Good work
Mon Jun 22, 2026, 01:10 PM
5 hrs ago

Thank you for your story and all you do for your sister. Please remember to take care of yourself, too.
You mentioned that she is financially secure, so I hope you can hire enough helpers to give you necessary breaks and so on.

Figarosmom

(14,570 posts)
33. Yeah. I had to take over my Moms
Mon Jun 22, 2026, 02:21 PM
3 hrs ago

Finances for years before she died. At least it did help with the processing the estate after.

pfitz59

(13,047 posts)
34. My sister did this for our Aunt.
Mon Jun 22, 2026, 03:38 PM
2 hrs ago

Not an easy task. Kept my Aunt out of pending financial collapse.

CrispyQ

(41,181 posts)
35. I'm sorry to hear of your difficulties & challenges.
Mon Jun 22, 2026, 03:49 PM
2 hrs ago

She's lucky to have you but I hope you have a network of support, too!

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