Here comes the auto insurance bill

[XanaDUer2]

2009 hyundai. Almost $650 for 6 months. The car isn't even worth $3000, but, when you're on a limited income, you do what you gotta do.

[Shellback Squid]

1. full coverage?

[XanaDUer2]

3. Yes, drivers where I live are...interesting

When I had covid and was stressed and rattled at cvs getting paxlovid for an older person, I did scrape a car. Ott, no problems. I'm a little old lady and drive like one

[Shellback Squid]

7. liability coverage is much much less, your minor accident would have covered the claim with only liability

Last edited Sun Dec 1, 2024, 03:34 PM - Edit history (1)

[XanaDUer2]

8. I was so embarassed

[Groundhawg]

2. Sounds reasonable to me.

[XanaDUer2]

4. I wish I didn't need a car

[Luciferous]

5. Might be worth shopping around to see

if you can get a better deal.

[XanaDUer2]

6. True

I just informed His Grand Poobah I get this bill. So he knows I'm paying for stuff he doesn't see

[Figarosmom]

9. On a car thats only worth

3000 you should only carry liability. If your car is totaled in an accident the insurance will only pay around 500 or so anyway minus your deductible.

Liability will pay for damage you do to other people's car or body. That's the protection you need.

[XanaDUer2]

10. Ty

In a little non schooled in this stuff

[Historic NY]

11. Did you know if you drive under a certain mileage they will reduce your insurance

no matter what the cars value. 5k and under a bigger discount , under 7k gets you a discount .
I have a 2021 Tahoe its just about turning 17k so I should be getting more off. I do have several antique cars on a collectors policy so I try to stagger the mileage on them.

Most of my driving the Tahoe is long distance Virginia or up state Ny. usually with a group of family members. It will be 4 yrs old in Feb.so that about 5k a year.

[XanaDUer2]

12. I'm going to call tomorrow

I don't drive a lot

[Upthevibe]

13. XanaDUer2......

That actually sounds reasonable to me. I always break up my payments by the month so I normally pay around $100 (2009 Hyundai Sonata)....

[JoseBalow]

14. Whatever you do, ALWAYS get the MedPay