Denial of Care

[Ms. Toad]

8. Something is fishy here.

If this is Medicare, it is almost certainly Medicare Advantage.

But in trying to sort out Medicare v. Medicare Advantage I went to the Go Fund Me page, which says his insurance policy was not in effect when he was supposed to start treatment.

There is a policy related to starting, Medicare - if you apply before your 65th birthday, Medicare will start sooner than if you apply after your birthday. That could result in a delay on when he had insurance. (It isn't well explained, and the policy guidance doesn't reflect the law. I almost got caught being without insurance due to a sooner than anticipated retirement, and the delayed enrollment.)

But that isn't a denial of care - it is simply the start date of insurance. Insurance won't cover periods before the policy starts.

I haven't found a clear story, but this is not simply a story of "Medicare policy" delaying care.