Drop AARP now - they are a shill for UnitedHealthcare

[Ms. Toad]

37. In every jurisdiction I've checked, their Supplemental Plan is the best available

Lowest initial cost, lowest increase over time, one of the smallest ranges over which age-related increases are taken.

Supplemental plans are identical (absent add-ons). Decide on the plan you want and by the one that is the cheapest over time. UHC was the cheapest when my parents bought their plans roughly 30 years ago, again when they had the opportunity to switch because they were moving out of state, and again when my spouse and I bought our plans 2 years ago.

My father's plan (at age 94) is around 200 a month. He pays the annual deductible (less than $300) and around $20 per office visit. My spouse and I have the deductible only plan. As of January 1, I pay $115/month. She pays $134 (she is older, so she is a couple of steps up the age-based increases). My mother is the only one not on UHC. She has 100% coverage and pays between 3 and 400 a month (to save the $300 deductible). My father wasn't able to convince her to switch when they had the chance (her mental faculties are declining).

Not a chance in the world I'm dropping my UHC plan.