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patphil

(7,199 posts)

93. I suggest you gut it out, people live a lot longer than they used to. Every penny counts down the road.

Reply to hamsterjill (Original post)

Sat Jan 4, 2025, 05:32 PM

Jan 4

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I've decided to retire. [View all] hamsterjill Jan 4 OP

Six months is a small hit to your benefits. Voltaire2 Jan 4 #1

7% Omaha Steve Jan 4 #53

its actually 3 1/3 % Voltaire2 Jan 4 #83

I stand corrected Omaha Steve Jan 4 #86

Congrats! SheltieLover Jan 4 #2

Good choice. There's not much dollar difference between retiring now and retiring six months from now. Mister Ed Jan 4 #3

Exactly what I did avebury Jan 4 #8

---and keep in mind, the tax to be taken out of that 3 1/3%. 3Hotdogs Jan 4 #92

I did a spreadsheet Freddie Jan 4 #4

I'm about 10 years away. My wife about 7 underpants Jan 4 #6

Having talked with other avebury Jan 4 #11

Tip #1: COL Mustard Jan 4 #51

Thanks. underpants Jan 4 #76

What about inflation? That's why I'm waiting until age 70. Auggie Jan 4 #26

I'm going to as well. I know some think it's dumb. But it 1200 dollars difference between 62 and 70. jimfields33 Jan 4 #73

It's about $550 to me ... Auggie Jan 4 #81

It Was Significant For Me... ProfessorGAC Jan 4 #87

I took mine at homegirl Jan 4 #96

Same Age, Here ProfessorGAC Jan 4 #97

I recently learned homegirl Jan 4 #98

I retired the day I hit 70. Voltaire2 Jan 4 #103

Don't wait if you hate your job. BonnieJW Jan 4 #104

You will love being retired. avebury Jan 4 #5

Good luck to you! In a similar situation as you a few years back... Wounded Bear Jan 4 #7

Same Drum Jan 4 #9

I'm about five months from 62 The Madcap Jan 4 #27

I retired at age 52 and that was 23 years ago. multigraincracker Jan 4 #49

Thanks The Madcap Jan 4 #52

Wow! Good for you! wolfie001 Jan 4 #106

I love to cook. Wife works so I do that, dishes and vacuuming. multigraincracker Jan 4 #107

Good man doing good things wolfie001 Jan 5 #116

Go for it. Best of luck. (nt) Paladin Jan 4 #10

The peace of mind will be worth it JT45242 Jan 4 #12

Good on ya. I doubt you'll ever regret your decision. Magoo48 Jan 4 #13

Here in Florida, a decent share of the people who have lived in Florida ... chouchou Jan 4 #14

Congratulations Kali999 Jan 4 #15

releaved Kali999 Jan 4 #16

I've retired from three jobs since I turned 65. Then went back to work, retired, back, retired... erronis Jan 4 #17

I really worried that I would miss patient care after I retired... Trueblue Texan Jan 4 #24

You described my life in retirement too! biophile Jan 4 #35

Right behind you LSparkle Jan 4 #18

Do what you think is best for you. DownriverDem Jan 4 #19

Yes!!! Enjoy the peace! Bluethroughu Jan 4 #20

I understand the practicality of using spreadsheets to determine..... 70sEraVet Jan 4 #21

That's what I did... Trueblue Texan Jan 4 #22

Medicare premiums are deducted from the SS check dickthegrouch Jan 4 #23

Congrats!! And everyday will be Saturday from this point on..... Bengus81 Jan 4 #25

My thought exactly! claudette Jan 4 #31

Find a time consuming hobby kozar Jan 4 #28

Thanks Kozar. hamsterjill Jan 4 #33

That sounds purrfect. 3catwoman3 Jan 4 #79

you gotta' know NJCher Jan 4 #101

I'm so happy for you XanaDUer2 Jan 4 #102

Get it while you still can infullview Jan 4 #29

tell them no Skittles Jan 4 #109

As one who claudette Jan 4 #30

Congrats! 2naSalit Jan 4 #32

You'll be glad you did. Ocelot II Jan 4 #34

I retired at age 61 Americanme Jan 4 #36

I retired early than I planned bronxiteforever Jan 4 #37

I've done this indigoth Jan 4 #38

Opposite situation. I'm 65 but job is too good to leave right now. bullimiami Jan 4 #39

Woo hoo. We are living the dream retired. Hope you do too. LakeArenal Jan 4 #40

Good for you! rubbersole Jan 4 #41

Can you fund the six gap months from savings? Shermann Jan 4 #42

that was exactly the thought train I had Skittles Jan 4 #89

Working for others is overrated... MiHale Jan 4 #43

You're going to love it. I'm very happy for you. Scrivener7 Jan 4 #44

Congratulations! StarryNite Jan 4 #45

Go for it! Ms. Toad Jan 4 #46

I retired about 2 years ago...I'd planned to work longer. QED Jan 4 #47

Sucks being a Wage Slave, congratulations! Emile Jan 4 #48

Perfect for 31,000! Evolve Dammit Jan 4 #60

I retired five years ago. Don't miss it a bit. bluescribbler Jan 4 #50

Yes The Madcap Jan 4 #54

Congratulations!!! 3catwoman3 Jan 4 #55

When it's over, it's over Lulu KC Jan 4 #56

Good for you! pandr32 Jan 4 #57

There is an adjustment period. Once you accept that you can do nothing you are really retired. twodogsbarking Jan 4 #58

Congrats! Johnny2X2X Jan 4 #59

I retired st 62 because if my husband's health Richluu Jan 4 #61

I feel you wholeheartedly richdj25 Jan 4 #62

Congratulations jayschool2013 Jan 4 #63

If you take Social Security prior to reaching your full retirement age, there is a limit on how much income you can earn surfered Jan 4 #64

There are new rules that are specific to retiring hamsterjill Jan 4 #80

That was my case as well. Happy Retirement! surfered Jan 4 #88

Congratulations! greatauntoftriplets Jan 4 #65

When I saw liberating and excited KitFox Jan 4 #66

Well now that youve decided , you have the upper hand. Figarosmom Jan 4 #67

I LOVE being retired. To steal a line from Bachman Turner Overdrive's "Taking Care of Business," catbyte Jan 4 #68

I retired a year early edhopper Jan 4 #69

Do something! Something outside the house. keithbvadu2 Jan 4 #70

Sounds like you could explain to your employer that you will leave when you can no longer work from home. Festivito Jan 4 #71

Congratulations!!! BobTheSubgenius Jan 4 #72

Don't blame you. I will say this, I continued to work for my employer for years after full retirement. It was liberating Silent Type Jan 4 #74

Congratulations My Friend BOSSHOG Jan 4 #75

Jan 1 for me Tadams01KC Jan 4 #77

Good for you. hamsterjill Jan 4 #82

If I were to retire this year... Shermann Jan 4 #84

Congrats! My guess is you will not regret it Joinfortmill Jan 4 #78

When It's Time, You Just Know ProfessorGAC Jan 4 #85

Congratulations! Deep State Witch Jan 4 #90

Woo Hoo. You won't regret it. Life is too short. After 50 years I was done. Just hope they don't crash the economy. Evolve Dammit Jan 4 #91

I suggest you gut it out, people live a lot longer than they used to. Every penny counts down the road. patphil Jan 4 #93

Go for it. One thought, if you wait or can wait 6 months consider it. If you can wait another 6, when you apply c-rational Jan 4 #94

Congrats! SleeplessinSoCal Jan 4 #95

When you reach that age where the phrase "I'm too old for this shit" really means something..... Blue Owl Jan 4 #99

You just know when it is time. TNNurse Jan 4 #100

You'll love it! Hamlette Jan 4 #105

If you are not happy going in to the office, you don't want to work there anymore. The people at Social Security are dai13sy Jan 4 #108

Good for you.. raising2moredems Jan 4 #110

Once you've got Medicare, return-to-office mandaters can fuck all the way off. paulkienitz Jan 5 #111

I too am retiring at the end of January RainCaster Jan 5 #112

Take a medical The Wizard Jan 5 #113

Retirement Ptah Jan 5 #114

DH is a Certified Financial Planner BlueSky3 Jan 5 #115

Congratulations! Phentex Jan 5 #117