Oh how I hate insurance companies

[Chainfire]

7. Nope, we asked. They don't care.

I understand that, the last thing an insurance company wants to do is to accept a risk.

I live closer to Georgia than I do to my post office. Some of my neighbor's insurance went from $1800.00 last year to $3800.00 this year. Who knows what next year brings.

It is 60 air miles to the nearest salt water. I am 300' above sea level, on top of a hill, so I am not a flood risk unless Noah comes back into play. I built my house as if I was expecting a hurricane, hip roof, high end wind resistant windows, etc. I lost 60"% of my trees on 30 acres of woods, in the last storm, but the house suffered no damage. The exterior of my house is fireproof materials. I have literally never filed an insurance claim in 45 years of paying homeowner's insurance. Yet, because I am in Florida I am a risk.

You are right, the companies want to stop writing in Florida and just sell other types of insurance and the policy changes are meant to drive customers away. If I knuckled in to them this year, there will be a new crisis and rate hike next year. Climate change is real to the Republicans in the insurance business, regardless of what they have the politicians tell you. To hell with the insurance company.