If you're going to get Ibonds, do it before April 27, after that, rates nosedive

[progree]

4. I was talking TIPs which is different than I-bonds, am hoping that TipsWatch will explain

things to me if I don't figure it out by myself first.

TIPS (Treasury Inflation-Protected Securities) can be bought new at TreasuryDirect.com, but one typically has to wait weeks for the next auction. There is no secondary market at TreasuryDirect. I bought my TIPS at the Vanguard website.

(In contrast, I-bonds can only be bought at TreasuryDirect -- I also don't think there's a secondary market there or anywhere)

https://www.investopedia.com/terms/t/tips.asp#:~:text=What%20Are%20Treasury%20Inflation%2DProtected,purchasing%20power%20of%20their%20money.

TIPS can be bought in unlimited quantities either way.

Sorry to cause confusion or go off-topic, but well, so that people know there is another option besides I-bonds to get a Treasury-something that is inflation-protected. And in unlimited quantities. But they don't have eye-popping interest rates, just inflation plus almost 2% (that was the case in November anyway)

Edited to add TIPS can also be invested in via mutual funds and ETFs. But since funds never mature and the value just goes up and down and up and down forever, that just isn't my cup of tea. I purchased individual TIPS bonds at the Vanguard website in November, not a mutual fund or ETF. They are 30 year bonds that mature in 5.4 years (as of last November when I purchased them, now they are 5 years from maturity)/END EDIT

I also bought the max amount of I-bonds in 2022 and 2023.

And likewise, good morning