The average family pays $155,000 in Wall Street fees on their 401K. Why Index Funds are much better

[in2herbs]

1. I have just completed liquidating my IRAs and re-organizing my estate. Yes, I had to pay

a s***tload of money to do this but my estate is no longer subject to whims of Wall Street investors, fiduciary fees, etc. It took a while to figure out how to accomplish it, but my estate is not subject to Trust rules or probate, ensuring that every charity I wish to leave my money to will not only get the full amount I have left to them, but the disbursement will be expedited because there is no Trust or probate to impede the distribution. My worth is mid-seven figures.

This deep dive into how I could accomplish this truly exposed to me the farce that Congress is feeding us about the middle class putting money in an IRA for retirement. IRAs may be the solution to some, but if you have no human beneficiaries to your estate the path must be forged alone.

But, I persisted. HRC would be proud!!