Secrets of the 401(k) Millionaires

[Common Sense Party]

They don't necessarily have higher-than-average salaries or the investing IQ of Warren Buffett, Mr. VanDerhei says. "The one characteristic that differentiates the winners from the non-winners here is contribution rate—a high percentage of those million-dollar savers had constant participation and high contribution rates."...

Someone who earns $35,000, saves 12% to 13%—including a company match, gets an annual raise of 3.5%, and annual returns of 7% would save a $1 million. And despite the current volatility, many may still do that, he says. "One thing you have to keep in mind is that the 401(k) hasn't been around long enough for us to see people take full advantage of it over the course of an entire career."

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No real secrets here...just obnoxious common sense. Save more, save consistently, save longer...and you'll have a bigger nest egg.