My economic life has become a sinking ship....

[neeksgeek]

19. You're not alone!

I could almost have written your post, except that I don't have a mortgage on a house (and likely never will) and I can catch a bus to work. You have a right to be angry, but please don't feel ashamed! Many people are struggling through similar circumstances. My credit is thoroughly shot, after three years of random retail gigs before *finally* landing my adjunct position two years ago. I'm still looking for a part time job of some kind to make ends meet. When the student loan people remind me that my credit will be damaged by my late payments, I just have to laugh and say "No kidding, really!?"

That's the only thing that keeps me going, my snarky sense of humor.

Well, that and a bottle of lithium carbonate each month.

(Which I can only afford because my wife has a full time job, with benefits. It's depressing that two educated professionals are earning barely enough to keep us going paycheck to paycheck. One major crisis and we're out of money just like that.)

This has got to change.