Hello all!
Most of this thread relates to older individuals on Medicare.... I am only 51 years old in excellent health so no Medicaid - and am only concerned with getting all available screening exams [cancer prevention] etc.... which in my opinion should be covered by insurance. I am very concerned that this in home visit will be used against me in some way by Humana to either deny me some coverage, or to kick me off of Humana insurance... or more likely jack up my premiums... they already increased my premium substantially last year.
I have considered DENYING this in home visit.... and I understand that Humana says it is OPTIONAL... but I also fear now that after incessant badgering on a monthly basis.... if I say NO, I think they will retaliate by raising my rates...
I do NOT trust them as their motives are clear: to spend less money...
I would appreciate any feedback on if anyone had a negative experience with Humana after having had this in home visit... relative to having their premiums go up, or having other problems relative to being covered or having some or part of their coverage denied...
Thanks