Nursing Facility treatment plus room and board. What she is hoping to fund is regular activities of daily living support which is not considered medically necessary.
She is seeking, it appears, is what some call a sitter or aide. The responsibilities may include food prep, laundry, shopping, light housekeeping, transportation to medical appointments and so on. They may also help with bathing and dressing, transfers from bed to chair, or from the toilet to a standing position, or bed to bath or toilet if the client has physical limitations.
It's possible that Medicaid could pay for some of these things but she would have to liquidate her wealth to qualify for Medicaid and she seems to be unwilling to do that. None of these things are covered by Medicare and are totally out of pocket for those in need unless you have had a qualifying hospital stay that can help you return to your former state of health, aka attending rehab.
Once you complete rehab you are expected to return to home unless you need additional care at which point you will be expected to pay out of pocket or if you have a supplemental health insurance policy that pays for what Medicare and Medicaid won't cover.
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