Waiting almost 12 weeks for a hearing test through my HMO

[relayerbob]

9. I am def not a fan, either

However, HMOs are for health *maintenance*, not for people who have any sort of real health issues, ie, healthy, young people. I stopped using them decades ago. You pay more in premiums to go with other plans, but you have options that HMOs don't provide. It's the time of year that plans can be changed, I'd suggest doing so immediately, assuming you can cover the premiums. I understand that can be a huge problem. Believe me, I am very sympathetic, given my list of health issues ( serious heart disease)

Also, if you switch now, you may be able to get an appt in less than 12 weeks, closer to home, right after the start of the year