Was waiting until after the election to do some renovations

[Horse with no Name]

2. I agree with his assessment

This is a very unique house with a lot of unique features and there isn't another house around like it. When I spoke to the bank president about the home improvement loan, he knew the house personally and was more than willing to loan the money. My advantage is that the house is 100% paid for.

It's value is already double what the rest of the neighborhood is, as it sits and the insured value is triple what the investment will be...as it sits without improvements.

I have no plans to relocate right now and seriously probably never. But if the time comes that I do, I will have some serious equity for whatever I need it for. I am looking forward to having a rock house--it is something I have always wanted...but without doing anything, I still can get my money back easily.

I appreciate your advice though, and understand where you are coming from since my Mom is from Arizona and has gone through this tough housing market as well out there. Thankfully we never had a real estate bubble out here.