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lillypaddle

(9,605 posts)

17. I would take a supplemental plan in an instant

Reply to CoopersDad (Reply #16)

Sun Jun 30, 2024, 09:07 AM

Jun 2024

IF I could afford it. Here is what I know about my coverage with the UHC Advantage plan:

Includes drug coverage; most all of my prescriptions are paid for 100% with Symbicort needing a $125 payment for a 90 day supply, luckily they will let you pay it out, interest free.

I have been covered since 2012. Among other things, I have heart failure, COPD, and various other ailments. Never have I felt as though I would be dropped.

They have good dental coverage, yes, even with only my $29 month premium payment. And they pay for glasses and hearing aids.

Max out of pocket is $4,500/year. That is still less than payments for a supplemental plan would be.

Good luck to you in finding something that works well for you.

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CoopersDad

19 replies

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Highlight:

I cannot find a PCP taking new Medicare patients unless they have Advantage plans. [View all] CoopersDad Jun 2024 OP

Check out Medi-Gap, it doesn't steal from Medicare. gab13by13 Jun 2024 #1

That's what Medicare supplement is. we can do it Jun 2024 #2

Under original Medicare you don't have to have a PCP, though obviously you should. But if you don't have one, Silent Type Jun 2024 #3

They don't take medicare patients, that's the problem. CoopersDad Jun 2024 #10

I had the same problem up in Solano County. I was able to get a doctor with One Medical. They have a number diane in sf Jun 2024 #4

I have had great luck with Doctors on Duty.... CoopersDad Jun 2024 #11

I'd like to see some research on this, but I suspect private equity has taken over a lor of primary care medical groups. Lonestarblue Jun 2024 #5

I'll bet your suspicion is correct. Vulture capitalists take over primary care practices erronis Jun 2024 #6

I am surprised there aren't a few doctors who accept Part B. yellowdogintexas Jun 2024 #7

+1. My experience is that docs are more likely to accept original Medicare; however, a lot do limit Medicare patients Silent Type Jun 2024 #8

Thank you for the resource! CoopersDad Jun 2024 #14

The two main providers in Santa Cruz are big into Medicare Advantage Bobstandard Jun 2024 #9

Thanks, I'm also with Dignity for now... CoopersDad Jun 2024 #12

It is becoming a widespread problem AnnaLee Jun 2024 #13

I thought a supplemental plan lillypaddle Jun 2024 #15

I've met twice with our HICAP advisor. Advantage Plans are not the same as Medigap Supplements. CoopersDad Jun 2024 #16

I would take a supplemental plan in an instant lillypaddle Jun 2024 #17

Excellent! Let's hope we both see continued affordable coverage. CoopersDad Jun 2024 #18

Best health care in the world! Mysterian Jul 2024 #19