Hey! I finally understand the difference between medicare "advantage" and medicare "supplement"

[ellenrr]

Maybe everybody already knew this, ..but
to me it was confusing.
so a Medicare Advantage replaces Medicare as primary and has network.
A medicare supplement is secondary to Medicare, and there is no network.

now this is what I understand after one and half hour on the phone with my insurance - so if anyone thinks this is wrong pls tell me.

for me, I've had the Medicare Adv. and it was awful. For ex, this month I already paid over $100/month in co-pays.
The medicare supplement Plan F costs me less than $200/month, and the biggest thing is I can go anywhere that accepts Medicare.

I finally made the change, bec my dr. sent me for Physical Therapy and I couldn't go to the place I wanted to go.
Plus with med adv., it was going to cost me a co-pay of $50/ per visit, or $150/week. for 4-6 weeks.