If still working should you take Social Security Benefits at 62

[Pluvious]

11. This is a very "situational" question...

As we say in poker, "it depends"

Two important factors to consider are inflation and debt

If taking your SS early helps you reduce or eliminate your debt, it could be a net benefit
If your SS goes into wealth preserving assets or high yield equities, you could be realizing a a net win

Hopefully you can review your circumstances with a competent financial advisor to determine your optimal decision

GL friend