Ugh. Open enrollment.

[intrepidity]

I just keep vascillating, plagued by indecision and uncertainty.

I have the chance to opt into "traditional" medicare (w/o a qualifying exam), having turned 65 recently. Currently in a MA plan, but having moved (CA to WA), need to switch that even if I elect to stick with MA.

Have not yet engaged with any local health providers but will need to asap for Rx renewals.

I have an "agent" who I really like and trust, but it could just be that she and I get along and laugh; how can I be certain she is giving me all the info I need? I know these agents get paid based on what we enroll in, right?

I know that no matter what I end up in, I will live with it and make it work, so all this anxiety is probably unnecessary.

I've had HMOs (like Kaiser) most of my life, so I'm used to just going to the doc and not having to think about all this other stuff (am I covered? can I afford it? ugh)

I guess I'll read through all the threads here and elsewhere, but the more I read, the more anxious I become.

Have not been to a doc office since the beginning of covid, but have a feeling that an avalance of health issues has been piling up and is about to let loose.