Social Security & Medicare

RicROC

(1,230 posts)

29. Blue Cross Medicare HMO

Mon Nov 9, 2020, 06:16 PM

Nov 2020

My Blue Cross Medicare Supplement costs my $0 monthly premium but does not have dental, vision or hearing coverage. Since I was interested in dental, my advisor told me the copay and deductible would not be worth the premium. I'll trust her on that although I'd like to have some coverage for hearing.

At age 64 I was paying $480/month for health insurance. Now on Medicare, my premium is $0. And my medical copays and deductibles for 2019 didn't even add up to $480 for the entire year.

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The dreaded 65 is fast approaching and I have [View all] babylonsister Nov 2020 OP

Every State is different. 634-5789 Nov 2020 #1

Listening in. Delphinus Nov 2020 #2

Did you get your big Medicare booklet in the mail yet? flying_wahini Nov 2020 #3

Yes, I got a booklet and will call soon, thanks! nt babylonsister Nov 2020 #31

I have an advantage plan, no monthly premium, just the medicare charges. 5X Nov 2020 #4

Ditto. Aetna Advantage in GA. Pay zero. There are copays but not awful. CurtEastPoint Nov 2020 #8

STep ONe... Eliot Rosewater Nov 2020 #5

Advantage plans can cover a lot, as you mentioned, ... JustABozoOnThisBus Nov 2020 #6

65 is in February so I have time. babylonsister Nov 2020 #32

Great idea, however, the stress repeats every Oct-Dec enrollment period. JustABozoOnThisBus Nov 2020 #41

Aw geeze, say it isn't so! babylonsister Nov 2020 #42

Well, before I was on Medicare, I was on the company's group plan ... JustABozoOnThisBus Nov 2020 #43

Your income maybe low enough to get financial support Big Blue Marble Nov 2020 #7

I turned 65 this past May. redstatebluegirl Nov 2020 #9

I was googling yesterday and babylonsister Nov 2020 #33

I did the same thing, it was awful! redstatebluegirl Nov 2020 #38

Results vary. babylonsister Nov 2020 #39

I do what they tell me about MD. My Dad and Uncle had it too. redstatebluegirl Nov 2020 #40

I wouldn't automatically write off Advantage plans. Hoyt Nov 2020 #10

I am 66 - one year on Medicare. I have an Advantage plan - costs me $0 a month. $0. stopbush Nov 2020 #11

What advantage plan do you have? redstatebluegirl Nov 2020 #14

I'm with Kaiser Permanente. stopbush Nov 2020 #15

I looked at that one, it only gave me one option for a back surgeon and it was a guy who looked 80. redstatebluegirl Nov 2020 #16

Sounds like you picked a great plan! nt babylonsister Nov 2020 #34

SHIP Counseling and other senior services Hela Nov 2020 #12

They were really helpful! redstatebluegirl Nov 2020 #17

I will be calling SHIP, thanks! nt babylonsister Nov 2020 #35

I'm in the same boat in about a year and have been trying to research online... wcmagumba Nov 2020 #13

Just for reference MLAA Nov 2020 #18

Call your local United Way. Ask for assistance negotiating Your medicare sign up. magicarpet Nov 2020 #19

I turn 65 in Jan, just went through it. NRaleighLiberal Nov 2020 #20

Thanks, and thanks for your offer. I am working on this. nt babylonsister Nov 2020 #36

Set up an appointment with an insurance agent who focuses on Medicare plans Bradshaw3 Nov 2020 #21

I went to the senior center in the next county south of me. murielm99 Nov 2020 #22

The type of Medicare insurance you can receive is dependent on your state. I, too, have read a lot in2herbs Nov 2020 #23

My doctor strongly suggested I get traditional Medicare and not Advantage. Patterson Nov 2020 #24

My Part B is $140 a month and my Part D supplement is $19 a month jpak Nov 2020 #25

I wouldn't pass on a Medicare Advantage program Sherman A1 Nov 2020 #26

This article from AARP may help: Big Blue Marble Nov 2020 #27

There should be a Medicare advisor in your area who can fill you in. hedda_foil Nov 2020 #28

Blue Cross Medicare HMO RicROC Nov 2020 #29

Advantage plans El Mimbreno Nov 2020 #30

Thank you all so much for responding! babylonsister Nov 2020 #37