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PoindexterOglethorpe

(26,848 posts)
16. When I turned 66, in 2014,
Wed Feb 2, 2022, 12:04 AM
Feb 2022

I was able to collect 50% of what would be my ex's full benefit were he 66. As it happened, he was just turned 62, but we'd been married more than 10 years, now divorced more than two, and our respective ages met the requirement. Hooray! I collected SS off his account until I turned 70, at which point my own full benefit was several hundred dollars more.

My ex, who will turn 69 later this year, still is not collecting SS on his own. Which is good, from my perspective. It will benefit me the most if he waits until he turns 70, then dies. I will then become one of his two widows, and collect 100% of his SS. Which will again be several hundred dollars more than my current benefit. Alas, his family lives practically forever, well into their 90s. He's some five years younger than I am, and so I'm not likely to outlive him. Darn.

Recommendations

0 members have recommended this reply (displayed in chronological order):

Spousal benefits - SSA / Retirement [View all] cilla4progress Jan 2022 OP
My niece, an RN, was told she made too much money to collect her spousal benefits. Peregrine Took Jan 2022 #1
This message was self-deleted by its author wolfie001 Mar 2022 #19
She can work all she wants wolfie001 Mar 2022 #19
You can also qualify if it's an ex-spouse Pachamama Jan 2022 #2
Thank you! cilla4progress Jan 2022 #3
Just remember if you are still working nitpicker Jan 2022 #8
Yes indeed! We will be doing that. NewHendoLib Jan 2022 #4
I'm pretty sure the "along with my own" part isn't so Rorey Jan 2022 #5
When my father died my mother got his blueinredohio Jan 2022 #11
Right Rebl2 Jan 2022 #15
I just re-read your post... Pachamama Jan 2022 #6
Actually, it could be a combination nitpicker Jan 2022 #7
Thanks - cilla4progress Jan 2022 #9
My mother did this. She had worked outside the SS system as a teacher. Tomconroy Jan 2022 #10
Wonder how long the phone hold is ... cilla4progress Jan 2022 #12
At age 62 (2014) I collected my SS and part of husbands. After he died in 2021 I now collect all in2herbs Jan 2022 #13
Thank you! cilla4progress Jan 2022 #14
When I turned 66, in 2014, PoindexterOglethorpe Feb 2022 #16
Is this because his SS is more than 2x cilla4progress Feb 2022 #17
Yes. It also allowed me to postponed collecting PoindexterOglethorpe Feb 2022 #18
Latest Discussions»Issue Forums»Social Security & Medicare»Spousal benefits - SSA / ...»Reply #16